---
title: Multifamily Investing with Seth Ferguson of Purchase to Profits
description: They say that with a stronger vision comes greater success and that our pain is one of our biggest forces for motivation… if you’ve ever been in a tough situation financially or find yourself having just lost everything, there are a few things you can learn from our latest podcast guest, Seth Ferguson. Seth lost it all and is on a comeback tour with the purpose of growing a billion dollars of assets under management to show his son, leading through example, what is possible to achieve with the right mindset.
image: https://www.theinvestorsedge.com/hubfs/Blog%20Media/MultifamilyHousing.jpg
---

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Oct 28, 2019 1:26:00 PM

# Multifamily Investing with Seth Ferguson of Purchase to Profits

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## Listen to Episode 22:

They say that with a stronger vision comes greater success and that our pain is one of our biggest forces for motivation… if you’ve ever been in a tough situation financially or find yourself having just lost everything, there are a few things you can learn from our latest podcast guest, Seth Ferguson. Seth lost it all and is on a comeback tour with the purpose of growing a billion dollars of assets under management to show his son, leading through example, what is possible to achieve with the right mindset.

Seth Ferguson is an 11-year real estate veteran. He is the host of a cable TV real estate show, the host of a real estate investing podcast, and had his first book, Sell For More, published in 2018. As the President of ALBA Capital Group, he partners with investors to acquire and improve multifamily properties in key growth markets.

In this episode, we’ll learn why our lack of understanding about how money works cripple us, why the education system won’t teach your kids financial principles, and why having a strong WHY? is key to make our goals happen. We’ll dive deep into growing your personal net worth, real estate syndication and why it’s not as hard as you think, how other people can pay for your toys and real-estate expenses. So, if you’ve ever dreamed of creating infinite returns then tune in, then go out and do your first deal!

*“The people who set their goal small, so set a goal of 3 million dollars, they hit it. The people who set their goal of 500 million, they hit it. So, don’t sell yourself short. I’d rather you set a big goal and fall a little bit short than set a small one that you know is safe.”* - Seth Ferguson 

**Podcast summary:**

02:26 - How he got involved in real estate from the brokerage side, and why commissions as a real estate agent will only get you so far.

04:31 - Moving away from the fear of buying your own product and becoming your own best customer.

06:08 - Thinking twice before quitting your day job to become a real estate agent and knowing your WHY? Before investing.

10:28 - Seth’s first income hack: banking on appreciation and refinancing your property in order to purchase a second one.

12:33 - Speculation, looking for up and coming areas, and understanding your markets

14:58 - Infinite returns, broken down for a seven-year-old.

16:41 - Delaying gratification and starting investing sooner. 

18:11 - Let your tenant pay for your expenses and paying toys with passive income.

20:34 - Balancing the pressure versus the sacrifice

22:54 - Understanding the difference between good debt and bad debt and using leverage.

30:41 - Making a comeback after losing everything and why experience is your biggest asset.

37:13 - Transitioning from single-family to multifamily investing, and how do apartment complexes or syndication deals happen. 

45:44 - On family and legacy: The education system is not apt to teach financial principles to our children and taking that responsibility on your own shoulders.

**Connect with Seth**

[Sell For More](https://sethferguson.ca/books/) by Seth Ferguson  
[Seth's website](http://www.sethferguson.org/)  
[ALBA Capital Group](http://www.albacapitalgroup.com/)[mailto:seth@sethferguson.org](mailto:seth@sethferguson.org)[Purchase To Profits Podcast](https://podcasts.apple.com/us/podcast/purchase-to-profits-real-estate-investing-podcast/id1458420876)

Want to learn more?

Join Ryan on our next webinar to learn how you can start real estate investing with The Investor's Edge.

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[Ryan G. Wright

](https://www.theinvestorsedge.com/incomehacker/author/ryan-g-wright)Ryan became a multimillionaire before the age of 30 through a combination of real estate investing and a passion for personal finance. He hates Wall Street, loves personal margin, and advocates for everyone to take control of their finances themselves - all of which he talks about on the Income Hacker podcast.

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      "text" : "Traditional lenders evaluate the borrower's credit, income, and debt. The Investor's Edge evaluates the deal itself, lends against After Repair Value (ARV), funds faster, and works with rundown properties that conventional loans won't touch. Funding is equity-based and structured as a joint venture."
    },
    "name" : "How is The Investor's Edge funding different from a bank loan?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "The Investor's Edge serves real estate investors in 45 of 50 U.S. states, with custom funding terms by region. Membership is not currently offered in California, Nevada, Utah, Alaska, or Hawaii due to legal constraints."
    },
    "name" : "What areas does The Investor's Edge serve?"
  } ]
}
```