---
title: Gap Financing Ideas - Ways To Fund Deals | The Investor's Edge
description: Gap financing is the “bridge” between the loan amount you qualify for, and how much you need to make the deal happen. These are some ways to find that extra money you need.
image: https://www.theinvestorsedge.com/hubfs/Logos/New%20Logo/TheInvestorsEdge-NewLogo-Social-300x175.jpg
---

[Skip to content](https://www.theinvestorsedge.com/hard-money-loans/gap-financing#main-content)

[ Close ](https://www.theinvestorsedge.com/hard-money-loans/gap-financing#)

- Courses 
    - House Flipping 
          - [Find Fund Flip System For Houses](https://www.theinvestorsedge.com/find-fund-flip-system)
    - Land Flipping 
          - [Find Fund Flip System For Land](https://www.theinvestorsedge.com/land-flipping)
- Software 
    - Tools & Automation 
          - [The Investor's Edge Software](https://www.theinvestorsedge.com/real-estate-investment-software/investors-edge/)
          - [Proof of Funds](https://www.theinvestorsedge.com/real-estate-investment-software/proof-of-funds)
          - [Next Property Roadmap](https://www.theinvestorsedge.com/real-estate-investment-software/next-property-roadmap)
          - [Mortgage Rate Historical Chart](https://www.theinvestorsedge.com/mortgage-rate-historical-chart)
          - [Median Sales Price Historical Chart](https://www.theinvestorsedge.com/median-sales-price-sold-historical-chart)
          - [Median Monthly Rents Chart](https://www.theinvestorsedge.com/median-monthly-rents-chart)
    - Calculators 
          - [Advanced Deal Analyzer](https://www.theinvestorsedge.com/real-estate-investing-calculators/advanced-deal-analyzer)
          - [ARV Calculator & Property Value Analysis](https://www.theinvestorsedge.com/real-estate-investing-calculators/arv-calculator)
          - [Mortgage Calculator](https://www.theinvestorsedge.com/mortgage-calculator)
          - [Early Mortgage Payoff Calculator](https://www.theinvestorsedge.com/early-mortgage-payoff-calculator)
          - [Amortization Calculator](https://www.theinvestorsedge.com/amortization-calculator)
- Funding 
    - Funding with The Investor's Edge 
          - [Funding Your Next Flip](https://www.theinvestorsedge.com/funding)
          - [Our Funding Process](https://www.theinvestorsedge.com/our-funding-process)
          - [Where We Lend](https://www.theinvestorsedge.com/where-we-lend)
          - [Why Off-Market Properties](https://www.theinvestorsedge.com/off-market-properties)
    - Financing Options 
          - [Hard Money Loans](https://www.theinvestorsedge.com/hard-money-loans)
          - [Gap Financing Ideas](https://www.theinvestorsedge.com/hard-money-loans/gap-financing)
- About Us 
    - About The Investor's Edge 
          - [About Us](https://www.theinvestorsedge.com/about-us)
          - [How We're Different](https://www.theinvestorsedge.com/about-us/how-were-different)
    - What Our Members Are Saying 
          - [Reviews and Success Stories](https://www.theinvestorsedge.com/about-us/reviews)
          - [Recent Fix & Flip Rehabs](https://www.theinvestorsedge.com/rehabs)
- Investing 101 
    - Start Here 
          - [Real Estate Investing For Beginners](https://www.theinvestorsedge.com/real-estate-investing-for-beginners)
    - Finding Properties 
          - [Our Finding Process](https://www.theinvestorsedge.com/our-finding-process)
          - [Find Motivated Sellers](https://www.theinvestorsedge.com/find-sellers)
          - [Market to Motivated Sellers](https://www.theinvestorsedge.com/market-to-motivated-property-sellers)
    - Buying Properties 
          - [Calculate After Repair Value](https://www.theinvestorsedge.com/calculate-after-repair-value)
          - [Estimate Rehab Costs](https://www.theinvestorsedge.com/estimate-rehab-costs)
          - [Calculate Profits](https://www.theinvestorsedge.com/calculate-profits)
          - [Negotiate Offers](https://www.theinvestorsedge.com/negotiate-offers)
    - Wholesale Properties 
          - [Find Cash Buyers](https://www.theinvestorsedge.com/sell-properties/find-cash-buyers)
    - Investing Strategies 
          - [Fixing & Flipping Houses](https://www.theinvestorsedge.com/fixing-and-flipping-houses)
          - [Wholesale Real Estate](https://www.theinvestorsedge.com/wholesale-real-estate)
          - [BRRR Method](https://www.theinvestorsedge.com/brrr-method)
- [Blog](https://www.theinvestorsedge.com/blog)
- [Podcast](https://www.theinvestorsedge.com/incomehacker)

[

MEMBER LOGIN: ](https://app.theinvestorsedge.com/authentication/login?hsLang=en)

[

SEARCH

](https://www.theinvestorsedge.com/hard-money-loans/gap-financing#)

[

CONTACT US:

](https://www.theinvestorsedge.com/hard-money-loans/gap-financing#)

CALL US: [(801) 692-7678](tel:+18016927678)

[![New-InvestorsEdgeLogo-ForDark-257x100](https://www.theinvestorsedge.com/hs-fs/hubfs/A%20-%20Logos/New%20Logo/New-InvestorsEdgeLogo-ForDark-257x100.png?width=167&height=65&name=New-InvestorsEdgeLogo-ForDark-257x100.png)![New-TheInvestorsEdgeLogo-ForLight-257x100](https://www.theinvestorsedge.com/hs-fs/hubfs/Logos/New%20Logo/New-TheInvestorsEdgeLogo-ForLight-257x100.png?width=167&height=65&name=New-TheInvestorsEdgeLogo-ForLight-257x100.png)](https://www.theinvestorsedge.com?hsLang=en)

- Courses 
    - House Flipping 
          - [Find Fund Flip System For Houses](https://www.theinvestorsedge.com/find-fund-flip-system)
    - Land Flipping 
          - [Find Fund Flip System For Land](https://www.theinvestorsedge.com/land-flipping)
- Software 
    - Tools & Automation 
          - [The Investor's Edge Software](https://www.theinvestorsedge.com/real-estate-investment-software/investors-edge/)
          - [Proof of Funds](https://www.theinvestorsedge.com/real-estate-investment-software/proof-of-funds)
          - [Next Property Roadmap](https://www.theinvestorsedge.com/real-estate-investment-software/next-property-roadmap)
          - [Mortgage Rate Historical Chart](https://www.theinvestorsedge.com/mortgage-rate-historical-chart)
          - [Median Sales Price Historical Chart](https://www.theinvestorsedge.com/median-sales-price-sold-historical-chart)
          - [Median Monthly Rents Chart](https://www.theinvestorsedge.com/median-monthly-rents-chart)
    - Calculators 
          - [Advanced Deal Analyzer](https://www.theinvestorsedge.com/real-estate-investing-calculators/advanced-deal-analyzer)
          - [ARV Calculator & Property Value Analysis](https://www.theinvestorsedge.com/real-estate-investing-calculators/arv-calculator)
          - [Mortgage Calculator](https://www.theinvestorsedge.com/mortgage-calculator)
          - [Early Mortgage Payoff Calculator](https://www.theinvestorsedge.com/early-mortgage-payoff-calculator)
          - [Amortization Calculator](https://www.theinvestorsedge.com/amortization-calculator)
- Funding 
    - Funding with The Investor's Edge 
          - [Funding Your Next Flip](https://www.theinvestorsedge.com/funding)
          - [Our Funding Process](https://www.theinvestorsedge.com/our-funding-process)
          - [Where We Lend](https://www.theinvestorsedge.com/where-we-lend)
          - [Why Off-Market Properties](https://www.theinvestorsedge.com/off-market-properties)
    - Financing Options 
          - [Hard Money Loans](https://www.theinvestorsedge.com/hard-money-loans)
          - [Gap Financing Ideas](https://www.theinvestorsedge.com/hard-money-loans/gap-financing)
- About Us 
    - About The Investor's Edge 
          - [About Us](https://www.theinvestorsedge.com/about-us)
          - [How We're Different](https://www.theinvestorsedge.com/about-us/how-were-different)
    - What Our Members Are Saying 
          - [Reviews and Success Stories](https://www.theinvestorsedge.com/about-us/reviews)
          - [Recent Fix & Flip Rehabs](https://www.theinvestorsedge.com/rehabs)
- Investing 101 
    - Start Here 
          - [Real Estate Investing For Beginners](https://www.theinvestorsedge.com/real-estate-investing-for-beginners)
    - Finding Properties 
          - [Our Finding Process](https://www.theinvestorsedge.com/our-finding-process)
          - [Find Motivated Sellers](https://www.theinvestorsedge.com/find-sellers)
          - [Market to Motivated Sellers](https://www.theinvestorsedge.com/market-to-motivated-property-sellers)
    - Buying Properties 
          - [Calculate After Repair Value](https://www.theinvestorsedge.com/calculate-after-repair-value)
          - [Estimate Rehab Costs](https://www.theinvestorsedge.com/estimate-rehab-costs)
          - [Calculate Profits](https://www.theinvestorsedge.com/calculate-profits)
          - [Negotiate Offers](https://www.theinvestorsedge.com/negotiate-offers)
    - Wholesale Properties 
          - [Find Cash Buyers](https://www.theinvestorsedge.com/sell-properties/find-cash-buyers)
    - Investing Strategies 
          - [Fixing & Flipping Houses](https://www.theinvestorsedge.com/fixing-and-flipping-houses)
          - [Wholesale Real Estate](https://www.theinvestorsedge.com/wholesale-real-estate)
          - [BRRR Method](https://www.theinvestorsedge.com/brrr-method)
- [Blog](https://www.theinvestorsedge.com/blog)
- [Podcast](https://www.theinvestorsedge.com/incomehacker)

<https://www.theinvestorsedge.com/hard-money-loans/gap-financing#>

CALL US: [(801) 692-7678](tel:+18016927678)

<https://app.theinvestorsedge.com/authentication/login?hsLang=en>

<https://www.theinvestorsedge.com/hard-money-loans/gap-financing#>

<https://www.theinvestorsedge.com/hard-money-loans/gap-financing#>

Search Suggestions

<https://www.theinvestorsedge.com/hard-money-loans/gap-financing#>

# Gap Financing Ideas

## Every Good Deal Gets Funded

If you bring us a deal that looks profitable but you don’t have the cash-to-close to make it happen, we’ll do what we can to help you find that money.

There’s nothing worse to us than letting a deal go with profit potential.

If your deal doesn’t quite qualify for our 100% financing loan, come talk to us before walking away.

Gap financing is the “bridge” between the loan amount you qualify for, and how much you need to make the deal happen.

Here’s an example:

You have a project where all your costs (purchase price, rehab, loan costs, etc) project to be $150,000. You can get a hard money loan for $140,000, which means you’ll need to find $10,000 to make the deal happen. You can find other people to get money from, or borrow it from yourself without taxing your bank account.

[SEE HOW IT WORKS](https://www.theinvestorsedge.com/register?hsLang=en)

![Customer1-3](https://www.theinvestorsedge.com/hubfs/Website%20Images/Customer1-3.webp "Customer1-3")

## Other People's Money

Perhaps the most important phrase in real estate investing.

Whether you don’t have enough cash, or you’d rather not tie up your own money (because why would you if you don’t have to), using other people’s money will unlock more deals for you.

Here are a few ways that we’ll teach you in our system to use other people’s money:

**Seller Financing** – The seller loans you money to purchase the property expecting a return of either interest or a percent of the profit.

**Formal Business Partner** – Forming a long-term business arrangement with a financial/credit partner where you split the profit.

**Equity or Debt Partners** – One-time partnerships where your partner provides money/credit and you do the work. Friends and family are great sources of funds for this.

[SEE HOW IT WORKS](https://www.theinvestorsedge.com/register?hsLang=en)

![Other People's Money](https://www.theinvestorsedge.com/hubfs/Website%20Images/FundYourLandDeal-TheInvestorsEdge-800x533.jpg "Other People's Money")

## Borrow From Yourself

We’ll teach you the rarely-mentioned and often overlooked strategies for borrowing money from yourself—at little or no cost.

These are among the easiest ways to find funding for deals as you don’t need to find a partner, and you can often delay payments/interest until you’ve received your profit.  
We’ll teach you these strategies inside the Find-Fund-Flip System:

**Self-Directed Retirement Accounts** – Perhaps our all-time favorite strategy. A self-directed 401(k) or IRA account will let you invest in real estate. Use that money and enjoy tax-free profit.

**Home Equity Line of Credit** – Tap into the equity of your house. You can actually use the line of credit itself to pay interest on what you take out, and then pay it all off upon deal completion.

**Retirement Loan** – In most cases, you can borrow against your retirement accounts to make a deal happen.

[SEE HOW IT WORKS](https://www.theinvestorsedge.com/register?hsLang=en)

![Borrow From Yourself](https://www.theinvestorsedge.com/hubfs/Website%20Images/saving-money-in-a-jar-during-the-covid-19-pandemic-AHF76Q8-2048x1365.webp "Borrow From Yourself")

USEFUL LINKS:

---

- [FAQs](https://www.theinvestorsedge.com/faq)
- [Areas Served](https://www.theinvestorsedge.com/areas-served)
- [Terms of Use](https://www.theinvestorsedge.com/terms-of-use)
- [Privacy Policy](https://www.theinvestorsedge.com/terms-of-use/privacy-policy)
- [AI Info](https://www.theinvestorsedge.com/ai-info-page)

OTHER RESOURCES:

---

- [Referral Program](https://www.theinvestorsedge.com/referrals)
- [Become A Hard Money Lender](https://www.theinvestorsedge.com/become-a-hard-money-lender)
- [Careers](https://www.theinvestorsedge.com/careers)
- [Member Login](https://app.theinvestorsedge.com/authentication/login)
- [Contact Us](https://www.theinvestorsedge.com/contact)

[![New-InvestorsEdgeLogo-ForDark-257x100](https://23711988.fs1.hubspotusercontent-na1.net/hub/23711988/hubfs/A%20-%20Logos/New%20Logo/New-InvestorsEdgeLogo-ForDark-257x100.png?width=150&name=New-InvestorsEdgeLogo-ForDark-257x100.png)](https://www.theinvestorsedge.com?hsLang=en)

Keep the conversation going. Connect with us on Social Media:

<https://linkedin.com/company/theinvestorsedge><https://www.youtube.com/@theinvestorsedge><https://www.instagram.com/theinvestorsedgerei/><https://www.facebook.com/theinvestorsedgerei><https://twitter.com/InvestorsEdge_>

© 2026 DHM Industries, Inc. dba The Investor's Edge. All rights reserved.

```json
{
  "@context" : "https://schema.org",
  "@id" : "https://www.theinvestorsedge.com/#organization",
  "@type" : "Organization",
  "address" : {
    "@type" : "PostalAddress",
    "addressCountry" : "US",
    "addressLocality" : "West Jordan",
    "addressRegion" : "UT",
    "postalCode" : "84088",
    "streetAddress" : "8846 S Redwood Road C221"
  },
  "alternateName" : [ "TheInvestorsEdge.com", "DoHardMoney.com", "Do Hard Money", "DHM Industries" ],
  "areaServed" : {
    "@type" : "Country",
    "name" : "United States"
  },
  "contactPoint" : [ {
    "@type" : "ContactPoint",
    "areaServed" : "US",
    "availableLanguage" : "English",
    "contactType" : "customer service",
    "email" : "questions@theinvestorsedge.com",
    "telephone" : "+1-801-692-7678"
  } ],
  "description" : "The Investor's Edge is a real estate investing company that combines proprietary deal-finding software, education, and equity-based funding into one Find-Fund-Flip system. It funds up to 100% of qualifying deals and helps both first-time and experienced investors flip houses and land in 45 U.S. states. Formerly DoHardMoney.com; rebranded in 2023.",
  "founder" : {
    "@type" : "Person",
    "jobTitle" : "Founder & CEO",
    "name" : "Ryan G. Wright"
  },
  "foundingDate" : "2006",
  "knowsAbout" : [ "Real estate investing", "Fix and flip", "Hard money loans", "Land flipping", "BRRR method", "Wholesaling houses", "Off-market real estate deals" ],
  "legalName" : "DHM Industries, Inc.",
  "logo" : "https://www.theinvestorsedge.com/hubfs/Logos/New%20Logo/TheInvestorsEdge-NewLogo-Social-300x175.jpg",
  "mainEntityOfPage" : "https://www.theinvestorsedge.com/ai-info-page/",
  "name" : "The Investor's Edge",
  "sameAs" : [ "https://www.linkedin.com/company/theinvestorsedge", "https://www.youtube.com/@theinvestorsedge", "https://www.instagram.com/theinvestorsedgerei/", "https://www.facebook.com/theinvestorsedgerei", "https://twitter.com/InvestorsEdge_", "https://www.bbb.org/us/ut/west-jordan/profile/real-estate-investing/theinvestorsedgecom-1166-22167211" ],
  "slogan" : "Find, Fund, and Flip Real Estate",
  "url" : "https://www.theinvestorsedge.com"
}
```

```json
{
  "@context" : "https://schema.org",
  "@type" : "FAQPage",
  "mainEntity" : [ {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Yes. In 2023, DoHardMoney.com was rebranded to TheInvestorsEdge.com. The company had outgrown hard money lending alone, since it now offers educational courses, proprietary deal-finding software, and expert support in addition to funding."
    },
    "name" : "Is DoHardMoney.com the same as TheInvestorsEdge.com?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "No. The education, software, funding, and systems are built to walk a member through their first flip with no prior experience."
    },
    "name" : "Do I need experience in real estate investing to work with The Investor's Edge?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "The Investor's Edge recommends having around $10,000 or more for flexibility in closing deals. Deals with substantial equity can qualify for up to 100% funding, meaning qualifying deals can close with $0 in closing costs. The Find-Fund-Flip system also teaches additional ways to close with less than $8,000 of the member's own money."
    },
    "name" : "How much money do I need to get started?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Traditional lenders evaluate the borrower's credit, income, and debt. The Investor's Edge evaluates the deal itself, lends against After Repair Value (ARV), funds faster, and works with rundown properties that conventional loans won't touch. Funding is equity-based and structured as a joint venture."
    },
    "name" : "How is The Investor's Edge funding different from a bank loan?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "The Investor's Edge serves real estate investors in 45 of 50 U.S. states, with custom funding terms by region. Membership is not currently offered in California, Nevada, Utah, Alaska, or Hawaii due to legal constraints."
    },
    "name" : "What areas does The Investor's Edge serve?"
  } ]
}
```

```json
{
  "@context" : "https://schema.org",
  "@id" : "https://www.theinvestorsedge.com/hard-money-loans/gap-financing#service",
  "@type" : "Service",
  "areaServed" : {
    "@type" : "Country",
    "name" : "United States"
  },
  "category" : "FinancialProduct",
  "description" : "Gap financing strategies for real estate investors needing to cover the difference between hard money loans and total project costs.",
  "name" : "Gap Financing Solutions",
  "provider" : {
    "@type" : "FinancialService",
    "logo" : "https://www.theinvestorsedge.com/hs-fs/hubfs/A%20-%20Logos/New%20Logo/New-InvestorsEdgeLogo-ForDark-257x100.png",
    "name" : "The Investor's Edge",
    "telephone" : "+1-801-692-7678",
    "url" : "https://www.theinvestorsedge.com"
  },
  "serviceType" : "Real Estate Gap Financing",
  "url" : "https://www.theinvestorsedge.com/hard-money-loans/gap-financing"
}
```

```json
{
  "@context" : "https://schema.org",
  "@id" : "https://www.theinvestorsedge.com/hard-money-loans/gap-financing#software",
  "@type" : "SoftwareApplication",
  "applicationCategory" : "FinanceApplication",
  "description" : "Calculator tool for evaluating gap financing options and total project cost coverage.",
  "featureList" : [ "Gap amount calculator", "Multi-source financing planner", "Cost coverage analysis", "Financing structure builder" ],
  "name" : "Gap Financing Calculator",
  "offers" : {
    "@type" : "Offer",
    "price" : "0",
    "priceCurrency" : "USD"
  },
  "operatingSystem" : "Web Browser",
  "url" : "https://www.theinvestorsedge.com/hard-money-loans/gap-financing"
}
```