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Updated: 10 Sep 2021

FTC Affiliate Disclosure

Thank you for visiting This page is our FTC affiliate disclosure. (also known as “The Investor's Edge” and “DHM”), a website owned by Ryan G. Wright, earns money in a variety of ways. Let me highlight the ways in which this website earns money:

We earn money by participating in affiliate programs. Many of the links on this website (and also those in our email newsletter) earn affiliate commissions. What’s an affiliate commission? This basically means we earn money when you purchase a product that we link to. When you see links on this blog, please assume they are affiliate links.

We earn money from advertisers. Advertisers pay to have advertisements displayed on our website. When you see an advertisement on, please assume we’re being compensated.

This website exists to make money. As you read my website and newsletter, please assume the purpose of the article is to generate income for our business. At the same time, we must say that our core goal is to always provide useful and valuable information that empowers and educates real estate investors.

Please also make sure to read Terms and Conditions and Privacy Policy.

Earnings Disclaimer

While we make every effort to ensure that we accurately represent all the products and services reviewed on this website and their potential for income, it should be noted that earnings and income statements made by and its advertisers / sponsors are estimates only of what we think you can possibly earn. There is no guarantee that you will make these levels of income and you accept the risk that the earnings and income statements differ by individual.

As with any business, your results may vary, and will be based on your individual capacity, business experience, expertise, and level of desire. There are no guarantees concerning the level of success you may experience. The testimonials and examples used are exceptional results, which do not apply to the average purchaser, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her background, dedication, desire and motivation.

There is no assurance that examples of past earnings can be duplicated in the future. We cannot guarantee your future results and/or success. There are some unknown risks in business and on the internet that we cannot foresee which could reduce results you experience. We are not responsible for your actions.

The use of our information, products and services should be based on your own due diligence and you agree that and the advertisers / sponsors of this website are not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products and services reviewed or advertised on this website.

Our average customer profit for those that purchase our program, find a qualified property, and obtain a loan is $47,884 for the year 2021-2022. Results will vary. This excludes loans for properties previously owned by borrower & refinanced with DHM loan, and DHM loan payoffs by refinancing with another lender. This also excludes REO properties. Where available, profit was calculated using proceeds to seller acquired from borrower resale HUDs. Where borrower resale HUDs were not available, profit was calculated using sale price from public records and estimated closing costs of 7% of resale price. All calculations include estimated valuation and inspection costs of $800 and estimated holding costs of .08% of the resale price per month the property was held. Profit calculations are AFTER paying borrower back their cash-to-close and earnest money deposit.