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Hard Money Loans in Charlotte

Reliable, Fast Funding For Single Family Homes in Charlotte

Lowest Cash-To-Close: As the premier hard money lender in Charlotte since 2005, we are your first choice for funding real estate deals. We pride ourselves on finding the loans that fit your specific needs and getting them to you quickly so you can get started.

No Credit or Experience: As a hard money lender, we are less concerned about traditional lending qualifications like income or credit score. If you present us an opportunity with good potential for profit, we will do what we can to make it happen for you—even if you’re new and don’t have $30k available like many other lenders require.

We're On Your Side: The financial security of our clients is very important to us. This belief will be evident with every interaction you have with us.

Reliable, Fast Funding For Single Family Homes in Charlotte

What Makes Do Hard Money Loans Different?

- No minimum credit score

- No experience required

- Up to 100% financing

- Interest rates beginning at 12%

- Origination as low as 3.5%

- Lend up to 75% ARV

- Loans up to $350K

- No prepayment penalties

- No payments for 5 months

What Makes Do Hard Money Loans Different?

Fewer Barriers for New Investors

The lending system is broken.

With most lenders you’ll need good credit and lots of money to flip houses.

That is why most people who want to get started can’t do it.

That’s not how we work.

We believe that everyone should have the opportunity to build financial security for themselves.

While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.

Fewer Barriers for New Investors

True 100% Financing

We’re proud to offer you up to 100% financing on your purchase, loan costs, and rehab expenses—meaning that you can complete great deals with zero down.

And if your loan won’t quite cover the deal, don’t worry.

We have an entire training module to teach you our 16 favorite ways to find the money to make your deal happen.

True 100% Financing

Flexible Loan Programs To Match Any Borrowers Goals

Many lenders offer a few different loan programs.

We have 30 options to fit your needs.

Let us know your current situation, and we’ll find the right program for you—whether it’s lowest cash, cheapest rate, or most overall profit, we can help.

Flexible Loan Programs To Match Any Borrowers Goals

The Investor's Edge Will Help You Reach Your House Flipping Goals in Charlotte, North Carolina

Whatever your goals are for real estate, The Investor's Edge can help you accomplish them.

Apart from getting fix and flip loans for North Carolina properties, you’ll also have access to further education that makes achieving your goals easier.

Here are some benefits we offer:

  • Training and support: Whether you’re new to house flipping or experienced in real estate, educational materials help you keep up with an ever-shifting market.
  • Access to The Investor’s Edge Deal Finding Software: Our software allows you to easily find opportunities in booming New York markets.
  • Vast resources: With one payment, you can obtain training, property records, and funding.
The Investor's Edge Will Help You Reach Your House Flipping Goals in Charlotte, North Carolina

Choose The Investor's Edge

Investors choose us because they see that we want to help you, no matter your situation, succeed at real estate investing. Many come because they are excited about our 100% financing program, but then stay for multiple deals because of our commitment to them.

Between our deal-finding software, low-barrier funding, and dedicated team members, you won’t find another lender who makes it easier to find and close profitable deals, period.

Get Prequalified For 100% Financing Now

Fill out the application for a free pre-qualification consultation. We will discuss your financial goals, see if our 100% financing is a good fit to help your reach your goals, and then answer your questions.